Disclaimer
Last Updated: November 7, 2025
Granvia Group LLC (“Granvia,” “we,” “us,” or “our”) provides educational content, templates, and tools to help users build financial-literacy skills. The information on this website, in our courses, emails, downloads, and any related materials is for educational purposes only.
1. Education-Only
Our content is general information intended to support learning. You are responsible for how you use any information or tools provided.
2. No Legal, Financial, or Tax Advice
Nothing we publish is legal, financial, investment, tax, or accounting advice. Always consult a qualified attorney, CPA, financial professional, or licensed advisor for guidance specific to your situation.
3. No Professional Relationship
Your use of our website and materials does not create an attorney-client, advisor-client, or fiduciary relationship with Granvia Group LLC or its team.
4. Not Credit Repair; Not a Consumer Reporting Agency
Granvia Group LLC is not a credit repair organization, credit counseling service, debt management company, law firm, or consumer reporting agency. We do not accept fees to dispute items on your behalf, nor do we promise score improvements or credit outcomes.
5. No Credit Bureau Reporting
We do not represent that we report to any credit bureau. Any references to reporting formats or standards (e.g., Metro 2®) are educational only. If reporting features are ever offered, participation would be optional, eligibility-based, and governed by separate written terms and compliance requirements.
6. Results Not Guaranteed
Examples, case studies, calculators, and simulators are illustrative. Outcomes depend on your actions, history, timing, and third-party policies. We make no guarantees of approvals, funding, score changes, or other results.
7. Earnings & Business Disclaimer
Any business or income examples are educational. We do not promise specific revenue or profit. Results vary based on execution, market conditions, capital, and compliance.
8. Testimonials
Testimonials reflect individual experiences and are not typical. They are not guarantees that you will achieve similar outcomes.
9. Third-Party Links & Tools
We may reference or link to third-party sites and services (e.g., payment processors like Stripe). We do not control third-party content and are not responsible for their practices. Review their terms and privacy policies before use.
10. Intellectual Property & Trademarks
All Granvia content (text, graphics, templates, and tools) is © Granvia Group LLC. “Metro 2®” is a registered trademark of the Consumer Data Industry Association (CDIA). “FICO®” is a registered trademark of Fair Isaac Corporation. “VantageScore®” is a registered trademark of VantageScore Solutions, LLC. Granvia is not affiliated with or endorsed by these entities.
11. Accuracy & Updates
Laws, policies, and industry practices change. While we aim to keep materials current, information may not reflect the most recent updates. Verify critical details with official sources and licensed professionals.
12. No Warranties
The website and all materials are provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, merchantability, fitness for a particular purpose, or non-infringement.
13. Limitation of Liability
To the fullest extent permitted by law, Granvia Group LLC will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from your use of the website or materials.
14. Governing Law
This Disclaimer and your use of the site are governed by the laws of the State of Ohio, without regard to conflict-of-law principles.
15. Contact
Granvia Group LLC8200 Beckett Park Dr, Suite 111
West Chester, OH 45069
Phone: (513) 701-8645
Email: info@granviagroupllc.com
This Disclaimer is part of our overall website terms. Please also review our Terms of Use, Privacy Policy, and (if applicable) Refund Policy.